To say he's acclaimed dentist and industry leader who went above and beyond for his clients and colleagues ... is just part of the story. To say he's a seasoned rider who has toured the world on his Harley ... would be an understatement.

More about Dr. Roy A. Hammond +

To say he's acclaimed dentist and industry leader who went above and beyond for his clients and colleagues ... is just part of the story. To say he's a seasoned rider who has toured the world on his Harley ... would be an understatement. To tell you how he went from taking one humanitarian trip to becoming the founder of his own non-profit and advocate for third wealth health ... would give you just a glimpse of his generosity. To say he's a dedicated husband, father and grandfather ... is again but an excerpt of a much longer tale.

Roy Hammond is all these things and more. And he's just added to his resume - author. As an earnest student of life, he shares here a collection of inspiration and insights garnered over his several decades behind the handlebars. And our own journey is all the better for it.

Q: How did you start riding – and how did this lead to your non-profit, Learning Curves? +

RH: I started riding motorcycles when I was 14 years old. We lived near the mountains, and I could sneak out the backyard and head up into the hills even though I didn’t have a license (much to my mother’s dismay). After I finished dental school, I was in a position to buy a Harley Davidson, and I have averaged 10,000 miles a year on the Harley since.

As my wife and I anticipated my retiring from my private dental practice, we brainstormed ideas on how to combine our love for riding Harley Davidsons with the humanitarian work we had begun to enjoy. The result was Learning Curves—dentists come in from all over the world to join Harley tours. Their tuition covers meals, bikes, lodging and continuing education, and the profits all go toward medical equipment and supplies we take on humanitarian trips with groups like Esperanza, CHOICE Humanitarian and Smiles for Life Foundation.

I’ve been blessed to have two wonderful women by my side (my wife of 48 years, Frances, and Glenda, who I have been blessed to have as my wife for now six years), helping me with the humanitarian work and the efforts to lead the Learning Curves Tours. And we’ve since been able to share these trips and experiences with our children and grandchildren, which means the world to me.

Q: What do you hope readers will experience with this book? +

RH: My most creative moments in my life are when I’m on the back of a Harley, surrounded by the beauties we live in. I go to the lessons I’ve learned in life. So whether someone is a motorcycle rider or not, my hope is people can pick up these experiences from our lives and adapt them to their own. The biggest lesson? No matter how hard we fall or how long the road we take, there’s always a way back, and there’s always joy around the next curve!

For more information on Roy’s professional background and Learning Curves foundation, visit www.learningcurves.net and www.smilesforhope.org. You can also catch glimpses of his great rides there, as well!


More than 40 years ago, Doug Andrew established his financial practice and quickly established a reputation as a trusted financial strategist. A few years later, Doug and his wife, Sharee, experienced a “defining moment,” an unexpected financial setback that changed the way they not only handled their own finances, but also the advice Doug gave to his clients.

More about Douglas Andrew +

More than 40 years ago, Doug Andrew established his financial practice and quickly established a reputation as a trusted financial strategist. A few years later, Doug and his wife, Sharee, experienced a “defining moment,” an unexpected financial setback that changed the way they not only handled their own finances, but also the advice Doug gave to his clients. He adamantly refused to “follow the crowd” and instead delved into extensive research to develop his unique and powerful financial philosophy of liquidity, safety, and rate of return.

In an effort to share his experiences and lessons learned to a broader audience, he wrote his original book, Missed Fortune. Doug was thrust on the national stage with the Missed Fortune book series that followed, including Missed Fortune 101 (business best-seller), The Last Chance Millionaire (New York Times best-seller and Wall Street Journal #1), and Millionaire by Thirty (written with his two sons Emron and Aaron). He is a national radio host and has appeared on PBS, Fox Business, and CBS. He is also a nationally sought-after speaker and has presented for organizations such as Tony Robbins and the Asset Protection Group.

Today he is surrounded by a team of expert financial strategists, Wealth Architects who join Doug in his mission to help clients live an abundant life. They have helped thousands of people not only prepare for and live a prosperous retirement, but also to focus on all aspects of Authentic Wealth—foundational, intellectual and financial assets. And for Doug, who is as passionate about his family as he is helping others realize their abundant potential, life couldn’t be better. He has been thrilled to co-author this book with his brother-in-law, Dr. Roy Hammond and share yet another dimension of his life with the world.

Q: What do you find fulfilling about what you do? +

DA: I love to share strategies and concepts that transform lives. What gives me energy, what makes me go like an Energizer bunny, is when I see light bulbs going “on”—when I see people realizing that Authentic Wealth is what it’s all about. I could do this until my dying day at age 125, helping people see a brighter future by teaching true principles and sharing what mentors have shared with me. I hope this book helps those “aha” moments happen for many people—its insights come from our hearts, our lives, our mistakes and our breakthroughs.

Q: What fuels your personal life? +

DA: I absolutely love family. Sharee and I love to spend time together—date nights, lunch a couple days a week, weekend getaways, trips to Hawaii or New Zealand and even exercising. We also love being with our kids and grandkids. We all get together regularly; we have Family Vacations with a Purpose; and we even have Grandpa’s Treehouse (a luxury treehouse with air conditioning, swings, and nonstop fun). I share many of our experiences in this book—which makes the book all the more meaningful for me.

For more background on Doug and his work helping others achieve Authentic Wealth, visit www.LiveAbundant.com.